| Debit Card: |
There is no charge for point-of-sale or purchases when using your VISA Check Card. ATM card limits and fees apply when using your VISA Check Card at an ATM. |
| ATM/Debit Pin Reorder: |
$10.00 per each |
| ATM/Debit Card Reorder: |
$10.00 per each |
| ATM/Debit Card/Pin Rush Order |
$50.00 per order |
| ATM/Debit Card Sales Draft Receipt Copy: |
$4.00 per each draft copy |
| USCCU Owned and Sponsored ATMs: |
No fees are charged if transactions are on your US Community Credit Union account |
| USCCU Affiliated ATMs: |
$1.00 per transaction after two
Includes the “Choice Network”. You are allowed a maximum of two ATM/Debit withdrawals with no credit union fee within a calendar month at affiliated or foreign ATMs |
| Foreign ATMs: |
$1.00 per transaction after two
You are allowed a maximum of two ATM/Debit withdrawals with no credit union fee within a calendar month at affiliated or foreign ATMs. Notice regarding ATM fees by others: If you use an ATM that is not operated by us, you may be charged a fee by the operator of the machine and/or an automated transfer network. |
| Draft Printing: |
Fee depends on style of draft ordered |
| Reset Security Code for Freedom Banking: |
$5.00 per each request |
| Cashier's draft: |
$3.00
Fee is waived with aggregate share balances equal to $2,500.00 or more or receive two free per calendar month by having a Deluxe Freedom Checking account. |
| Traveler's checks: |
$1.50 per $100.00 |
| Money Order: |
$3.00 per each |
| Excessive Share Withdrawal Fee: |
$3.00 per each withdrawal after 4 free monthly withdrawals |
| Nonsufficient Funds Fees: |
$29.50 per item
Includes: drafts, ACH, Freedom Banking, telephone transfers, ATM withdrawals and Debit card purchases |
| Courtesy Pay Fee: |
$29.50 per item
Includes: drafts, ACH, ATM withdrawals, and debit card purchases |
| Deposited Checks returned unpaid: |
$29.50 |
| Loan payment checks returned unpaid: |
$29.50 per check |
| Account activity printout: |
$3.00 per page |
| Account research: |
$25.00 per hour |
| Statement Copies |
$3.00 per page |
| Account reconciliation: |
$25.00 per hour |
| Stop Payment Fees: |
$29.50 per item
Includes: drafts, electronic funds transfers and merchant payment reissue |
| Incoming wire transfer: |
No Charge |
| Outgoing wire transfer: |
Domestic $15.00 Foreign: $50.00 |
| Copy of draft - mailed or picked up: |
$5.00 per item |
| Copy of draft - faxed: |
$5.00 per item |
| Dormant Account Fee: |
$5.00 per month
Definition -- A dormant account is a regular share account with:
- no deposits or withdrawals for twelve (12) months
- no other credit union savings or loan services
- a balance of less than $100.00
- Members under 24 years of age are excluded
|
| Legal process fee |
(e.g. attachment, levy or garnishment), per occurrence. Or such other rate as may be set by law. Fee applies to each legal order or process that directs us to freeze, attach or withhold funds or other property: $75.00 |
| Home Banking Bill Pay monthly fee: |
$10.00
*If you use Bill Payment, the service is now free if you complete three or more Bill Payment transactions during a calendar month and you utilize e-Statements for your monthly periodic statements. If you elect to continue receiving printed statements, you will be charged $10.00 per month for Bill Payment. |
| Canadian Check/ Money Order Collection fee: |
$10.00 |
| Excessive Call Center use fee: |
$2.00 after 4 calls per month |
| Return Mail fee if member did not give us new addr: |
$3.00 |
| Member Requests "Do Not Mail" fee: |
$3.00 |
| Negative Balance Fee: |
$1 per day |
| Written Verification of Deposit fee: |
$10.00 |
| Christmas Club Withdrawal Fee: |
$10.00 |
| Vacation Club Withdrawal Fee: |
$10.00 |
| Early Account Closing Fee: |
$5.00
*Fee will be charged if account is closed within 60 days or less from day opened. |
Account
Reopen Fee: |
$20.00
*Fee to reopen an account that was closed within the last 60 days. |
| For a complete list and description of all fees, please see your account disclosures. Revised fees effective June 1, 2006. |
