Make the purchases you need at the exact right moment with the confidence and convenience of a US Community Credit Union Visa Credit Card. The USCCU Visa Credit Card offers great benefits and easy access, which is exactly why you’ll want one. You will have confidence in the purchases you make, and protection from the ones you don’t.

Benefits of a US Community Credit Union Credit Card

  • No Annual Fee – why pay for the right to use your own card?
  • Low Interest Rate – only pay based on your credit rating – why pay more? And, improve your credit score as you use it!
  • Earn Rewards Points or Cash Back with our CURewards Program – more benefits based on what you spend!
  • No Fee to Transfer Credit Card Balances from Other Financial Institutions – streamline your options!
  • Limits Starting at $300 – start low and build that credit rating!
  • 24 Hour Emergency Card Replacement – immediate response to immediate needs!
  • Online Access through Online Banking – manage and monitor from the convenience of your own home or smart device!

CURewards from the USCCU Credit Card

USCCU members who have a VISA Credit Card are eligible for our credit card rewards program — CURewards. Every time you make a purchase, you earn valuable points that can be redeemed for incredible rewards like vacations, the latest gadgets, gift cards, and more. You can even trade your points in for CASH or put your points towards a payment on your credit card. Who knew spending money could have so many benefits?

Earning your CURewards is as simple as using your card for purchases. Watch the points add up by earning 1 point for every $1 you spend.

So how do you sign up so you can start taking advantage of these great rewards? Once you have your VISA Credit Card (and even if you already have it and are just learning about this program) visit to register the card to earn points. It is here where you can view available rewards, review your current point history, and even turn them in for your earned rewards. You will have access to a wide selection of products in Home/Housewares, Personal, Recreation or Electronics categories. Premium brands include Anne Klein, Apple®, Bose®, Sony®, Samsung®, Taylormade® and so many more!

Remember, your account must be open and in good standing (not canceled or terminated by you or USCCU) when you redeem your points.

CURewards points are automatically added to your account as you earn them, and point activity will also appear on your monthly credit card statement. If you would like to see how your points are adding up, you can view them at any time by logging into your CURewards account.

Bonus! Earn extra points by shopping at exclusive retailers and merchants. A select number of stores and restaurants will give you more than just 1 point on each $1 you spend. To view merchants offering extra points, visit your CURewards account so you can shop with a purpose.

Remember, there is no cost to participate in CURewards, or the bonus merchant program. Just use your credit card for purchases, and watch your rewards grow!

You can open your USCCU credit card online, or come see us at any one of our seven branch locations.