Scholars Checking

At US Community Credit Union, we understand the importance of equipping the next generation with the necessary tools to navigate the world of personal finance. That’s why we proudly offer Scholars Checking, a specialized account designed to teach and empower kids ages 15-24 on how to effectively manage their money. With Scholars Checking, account holders gain valuable insights into budgeting, saving, and responsible spending. They learn the fundamentals of financial literacy in a safe and supportive environment, setting a solid foundation for a lifetime of financial success. From online banking features to tailored educational resources, Scholars Checking provides the perfect platform for young minds to develop vital money management skills and embrace financial independence.


  • Small $25 Initial Deposit
  • No Monthly Account Service Fee
  • FREE Visa Check Card
  • FREE Home Banking
  • FREE 24 Hour Telephone Access
  • FREE e-Statements
  • First Order of Checks is FREE
  • Nationwide ATM Access
  • Transfers to It’s On US Checking at age 24

Insured Up To $250,000

Your credit union certificates, savings and checking accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. This guarantees your deposits are safe and secure at the credit union.