Checking Accounts
New Membership
Flexible options and support every step of the way.
Secure banking with a personal touch that’s always a click away!
When you participate in our financial cooperative, you get the power to choose the best route for you and access to over 5,000 shared branch locations and 30,000 ATMs nationwide. We don’t put you in a box at USCCU. With 3 types of flexible checking accounts, there is a solution for you.
Here’s how you benefit from our checking accounts:
- Bank on the go – pay bills, deposit checks, and send money from your phone
- No minimum balance or monthly account fees means you keep every dollar you put in
- Mistakes happen, so we offer overdraft protection and Courtesy Pay
- Get a debit card instantly when you open a checking account
A USCCU Checking Account travels with you around the block and across the country. Learn more about our flexible checking account options and open yours today!
Everything You Need to Change Checking Accounts
Download the USCCU Switch Kit and visit a branch near you today!
Members get access to features like:
How to Set Up Your Direct Deposit
Get your paycheck deposited directly into your USCCU account.
Setting up direct deposit is an easy way to have your paycheck automatically deposited into your US Community Credit Union account, no checks to deposit and no extra trips required.
Getting started is simple:
- Check with your employer. Contact your HR or payroll department to ask how they handle direct deposit. Many employers allow you to set it up or make changes through an online payroll or employee portal.
- Have your USCCU account information ready. You’ll typically need:
- USCCU Routing Number: 264081205
- Your USCCU Account Number
- Complete a form if needed. Some employers may require a completed direct deposit authorization form. You can download our form below, fill it out, and provide it to your HR or payroll department.