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1. Subject to approval.

2. Courtesy Pay is subject to 30 day waiting period for new accounts and member must meet Courtesy Pay Qualifications. Ages 17 and under not eligible.

3. Some benefits require registration and activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s) and their joint account owners. Service is not available to a “signer” on the account who is not an account owner.

4. Six Star Checking monthly eligibility requirements are as follows: Use e-Statements, perform 10 or more debit card transactions, login to FREE Online Banking, have a direct deposit or ACH debit.

5. Check the Fee Schedule for any costs associated with these products. Must be over the age of 17 to use Bill Pay and Zelle®.