Summer is in full swing—and so is the opportunity to drive away with a hot deal from US Community Credit Union. For a limited time only, we’re turning up the heat with our Summer Auto Sale, where members can score $200 cash back¹, enjoy low rates¹ ², and skip payments for 90 days³.
Whether you’re shopping for a brand-new ride or refinancing an existing auto loan from another lender, this is your chance to save big and put extra cash in your pocket.
Here’s What You Get During the Summer Auto Sale
Between June 16 and July 5, 2025, USCCU members can unlock exclusive auto loan perks designed to make your summer smoother and more affordable:
Get $200 Cash Back ¹
When you finance a new vehicle or refinance your current auto loan from another financial institution, you’ll receive $200 in cold, hard cash—just for choosing USCCU. Don’t forget to enter promo code SUMMER200 when you apply!
Rates as Low as 5.99% APR ¹ ²
Our competitive rates help keep your monthly payments affordable, so you can hit the road without stretching your budget. Lower rates = more money for summer road trips, weekend getaways, and maybe even a little ice cream.
No Payments for 90 Days ³
Enjoy summer now and worry about payments later! With no payments for three full months, you can focus on fun in the sun while your new loan works for you behind the scenes.
Fast, Easy Application Process
Apply directly through online banking or the mobile app. There’s no prepayment penalty, and you’ll get a quick decision—so you can get moving fast. Ready to join USCCU and apply for an auto loan? Click the button below.
Optional Loan Protection
Add peace of mind with optional Debt Protection coverage, available to help safeguard your loan against unexpected life events.
How to Apply
Ready to rev up your savings? Here’s how:
- Log in to Online Banking or open the USCCU Mobile App
- Tap More > Apply Now
- Enter promo code SUMMER200 at the time of application
That’s it! Once approved and finalized, your $200 cash bonus will be headed your way.
If you’re not a current USCCU member or don’t use Online Banking, you can apply using the button below.
Have questions or need help? Give us a call at 615-256-8712 and we’ll walk you through it.
Don’t Miss This Limited-Time Offer!
This special promotion ends July 5, 2025—so don’t wait. Whether you’re eyeing that new SUV or simply want a better deal than your current loan, USCCU’s Summer Auto Sale is your chance to save more and drive happier.
Disclosures:
- Offer expires July 5, 2025. Excludes all loans currently financed with US Community Credit Union and all USCCU loans made through indirect lending at dealerships. Refinance offer valid on auto loan refinances from other financial institutions only. All auto loans with a balance of $7,500 and over will receive $200 cash upon loan closing when entering promotional code SUMMER200 during application.
- APR = Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. A new hard inquiry credit report pulled by US Community Credit Union is required. All loans subject to approval. Rates current as of 6-16-2025. Membership required. Terms and conditions may apply.
- Interest begins accruing upon disbursement of loan. Deferred payment option available upon request.