Emergency Fund Savings
Build Your Safety Net with an Emergency Fund Savings Account
Why You Need an Emergency Fund
Life happens. Be prepared with a financial cushion for unexpected expenses like car repairs, medical bills, or home fixes. With a USCCU Emergency Fund, you’ll have peace of mind knowing you’re financially ready for life’s “what ifs.”
Key Benefits of an Emergency Fund Savings Account
- High Return – Earn 3.00% APY on savings up to $3,000*
- Peace of Mind – Stay financially secure when the unexpected happens
- Quick Access – Funds are available when you need them
- Automated Savings – Set up regular contributions to reach your goal faster
How Much Should You Save?
Experts recommend at least $1,000 to handle unexpected expenses.** For added financial confidence, build your savings up to $3,000 and maximize your 3.00% APY earnings!*
Start small and grow your emergency fund at your own pace!
Need Help Creating and Maintaining Savings Goals?
The USCCU Smart Savings Steps Program was developed to help you build a foundation of financial security, reduce debt, and reach your life goals with confidence.
Download our 6 Steps To Help You Start Saving & Achieve Your Goals workbook, part of the USCCU Smart Savings Steps program, and take control of your financial life today!
*APY=Annual Percentage Yield. Rate current as of 2/1/2025. Rate subject to change. 3.00% APY is earned on money in Emergency Fund up to $3,000. Anything over $3,000 will receive the current savings account rate of .05% APY. Only one Emergency Fund per person, per account. Membership required. Subject to qualification and approval. Terms and conditions apply.
**This information should not be considered as advice. Please consult your tax advisor for information on your unique situation