Financial Freedom Specials
Celebrate America’s Independence and Your Financial Freedom!
In honor of America’s 250th Anniversary, US Community Credit Union is offering a selection of limited-time promotions designed to help you take the next step toward your financial freedom. Whether you’re opening your first account, purchasing a vehicle, earning more rewards, growing your savings, or tapping into your home’s equity, these special offers are our way of celebrating the spirit of independence that has defined our nation for 250 years.
From June 5 through July 18, 2026, take advantage of exclusive opportunities available only during our Financial Freedom celebration. Explore the offers below, join us for special branch cookouts, and discover how USCCU can help you achieve greater financial independence.
Limited-Time Financial Freedom Offers:
These Specials End July 18, 2026!
Apply for an auto loan or open a checking account or certificate by logging into USCCU online banking or the mobile app, tap More > Apply Now, and enter promo code AMERICA250 when submitting your application. If you do not have online banking, click one of the buttons above to apply.
Celebrate Financial Freedom with a Summer Cookout!
Join us this summer as we continue our Financial Freedom: America 250 Celebration with a series of Member Appreciation Cookouts at US Community Credit Union branches across Middle Tennessee. Stop by your local branch for free hot dogs, snacks, cold drinks, and an opportunity to connect with fellow members and the USCCU team. It’s our way of saying thank you for being part of our credit union family.
Branch Cookout Dates
- June 5 – Bell Road Branch
- June 12 – Hermitage Ave. Branch
- June 26 – Donelson Branch
- July 10 – Mt. Juliet Branch
All cookouts begin at 11:00 a.m. and continue while supplies last. We look forward to celebrating with you! 🇺🇸🌭🥤
DISCLOSURES
1. New Membership Promo: Available to new USCCU memberships only. New membership must be opened with a checking account. Must make direct deposits totaling $1,000 or more and have 10 debit card transactions within 60 days of account opening to receive offer. Must enter promotional code AMERICA250 during application. $250 bonus will be paid within 30 days of meeting offer requirements. Offer expires 7-18-2026.
2. Auto Loan Promo: APR = Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. A new hard inquiry credit report pulled by US Community Credit Union is required. All loans subject to approval. Excludes all loans currently financed with US Community Credit Union. Offer valid on auto loan refinances from other financial institutions only. All auto loans with a balance of $20,000 and over will receive $250 cash upon loan closing when entering promotional code AMERICA250 during application. Cannot be combined with another offer. Rates current as of 6-1-2026. Deferred payment option available upon request. Interest on deferred payment requests begins accruing upon disbursement of loan. Offer expires 7-18-2026.
3. Certificate Special 1: APY=Annual Percentage Yield. Certificate Requirements: $1,776 minimum/$250,000 maximum to open 1776 Freedom Certificate 17 Month Special. Certificate must be opened with New Money only. New Money is defined as money not on deposit at US Community Credit Union within the prior 6 months. Limited Time Only. Rates subject to change. Penalty for early withdrawal. Special rate only available until first maturity. Non-members wanting to open a certificate must become member and open share account with par value deposit of at least $5. Terms and conditions may apply. Rates current as of 6-5-2026.
4. Certificate Special 2: APY=Annual Percentage Yield. Certificate Requirements: $2,500 minimum/$250,000 maximum to open Liberty Bell Certificate 25 Month Special. Certificate must be opened with New Money only. New Money is defined as money not on deposit at US Community Credit Union within the prior 6 months. Limited Time Only. Rates subject to change. Penalty for early withdrawal. Special rate only available until first maturity. Non-members wanting to open a certificate must become member and open share account with par value deposit of at least $5. Terms and conditions may apply. Rates current as of 6-5-2026.
5. HELOC: APR=Annual Percentage Rate. Introductory APR for well qualified borrowers at a maximum Loan to Value ratio (“LTV”) of 90% depending on borrower’s loan scenario. Introductory Home Equity Line of Credit (HELOC) rate of 4.99% APR for the first twelve (12) months. After twelve month introductory period, APR will default to qualifying rate as determined and disclosed at the time of the loan closing. As of 6/1/2026, qualifying interest rates are as low as 5.75% APR with a product floor rate of 4.00% APR and the maximum is 18.00% APR. Rates are based on the Prime Rate published in the Wall Street Journal Money plus a margin. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. Home value is based on US Community Credit Union verified source such as an appraisal, which may be required. Borrower pays appraisal fee. Property insurance will be required, including flood insurance if applicable. To qualify, $25,000 new money must be included in loan request. Must have a credit score of 620 or higher at the time of your application. Early loan termination fees may apply. Home Equity products available in Tennessee only. Limited time offers subject to credit approval. Offers subject to change or may expire without notice. Application for HELOC promotion must be submitted by 7/18/2026. All loans are subject to credit approval. Closing costs are estimated to range between $500.00 and $1,000.00 (or more depending on the loan amount). Appraisal fee not part of closing costs. Membership required. Terms and conditions may apply. Contact the credit union for any questions regarding promotion. Contact a tax advisor concerning tax-deductibility. EQUAL HOUSING LENDER. NMLS: 363210
6. 2.5x Credit Card Rewards Points: Offer available for USCCU Credit Card Holders only. Must be enrolled in CURewards to take advantage of this offer. 2.5x points will automatically be added to your CURewards account with all qualifying purchases made between June 5 and July 18, 2026. Offer subject to change. Must use USCCU Credit Card to make purchases at select retailers to qualify. Contact the credit union for information on specific retailers.
7. Swipe to Win Promo: Minimum transaction: $10 for automatic entry. Entries apply only to cleared transactions by July 18, 2026. Primary cardholders only (on shared cards). Accounts must be in good standing. Must be 18 years or older. Employees, volunteers, and immediate family members are not eligible. No Purchase Necessary for entry. Click Here to view Full Sweepstakes Rules and Mail-In Entry Instructions.