Flex Rewards Checking - A High Yield Checking Account - US Community Credit Union

Flex Rewards Checking – A High Yield Checking Account

COMING SOON!

Flex Rewards Checking: The High Yield Checking Account Built for You

A Checking Account with Rewards That Fits Your Lifestyle

Why settle for one reward when you can choose what works for you? Flex Rewards Checking gives you the power to earn high-yield dividends or cash back rewards, plus ATM surcharge refunds and exclusive bonus offers. Whether growing your balance or earning while you spend, FLEX puts flexibility first.

Choose Your Reward Style:

The chart below shows which items are covered by Courtesy Pay versus the items covered by Courtesy Pay Advanced.

Earn 4.00% APY*
on Balances up to
$10,000
OR Receive Cash Back
Rewards up to
$15 per month

Also

  • Get up to $10 in ATM surcharge refunds each months
  • Open a new auto loan within 60 days of Flex Rewards Checking Account opening and receive 0.25% APR off your rate**
  • Open a new certificate within 60 days of Flex Rewards Checking Account opening and receive 0.25% APY rate bump***

Flex Rewards High Yield Checking Account Features & Benefits:

FLEX Checking was built for people who want more from everyday banking. As one of today’s best high interest checking accounts, FLEX combines convenience, flexibility, and rewards in one place. If you’ve been looking for a checking account with rewards, checking accounts with high interest, and competitive high yield checking account rates, FLEX gives you the ability to choose how your account works for you.

Earn Up to 4% APY

Watch your money work harder with high-yield dividends on balances up to $10,000.

ATM Refunds Included

Get up to $10 per month in ATM surcharge refunds.

Choose Cash Back Rewards

Prefer rewards you can use today? Receive up to $15 per month in cash back.

Bonus Relationship Perks

Open a qualifying auto loan and save 0.25% or boost a new certificate rate by 0.25%.

Insured Up To $250,000

Your credit union certificates, savings and checking accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. This guarantees your deposits are safe and secure at the credit union.

*APY=Annual Percentage Yield. As of 4-24-2026 APY is .75% and will be paid on all balances up to $25,000 if requirements are fulfilled within the calendar month. Accounts that do not fulfill requirements within the calendar month will receive .05% APY. Accounts that do not fulfill requirements three consecutive months will transfer from Six Star Checking to It’s on US Checking. All balances over $25,000 will receive .05% APY. Rates and terms based on requirements listed above. Rates subject to change without notice. Minimum initial deposit is $50.