Certificate Specials - US Community Credit Union

Certificate Specials

USCCU CERTIFICATE & IRA SPECIALS

AVAILABLE FOR A LIMITED TIME ONLY

 

4.11% APY*

$2,500 minimum New Money Required ($250,000 maximum)

12 Month Special Disclosures:

*APY=Annual Percentage Yield. Certificate Requirements: $2,500 minimum/$250,000 maximum to open 12 Month (Quarterly) Certificate Special. Special rate only available until first maturity. Non-members wanting to open a certificate must become member and open share account with par value deposit of at least $5. Certificate must be opened with New Money only. New Money is defined as money not on deposit at US Community Credit Union within the prior 6 months. Limited Time Only. Rates subject to change. Penalty for early withdrawal. Terms and conditions may apply. Rates current as of 9-11-2026. Federally insured by NCUA.

 

4.17% APY*

$250,000 minimum New Money Required ($500,000 maximum)

Jumbo 12 Month Special Disclosures:

*APY=Annual Percentage Yield. Certificate Requirements: $250,000 minimum/$500,000 maximum to open Jumbo 12 Month (Quarterly) Certificate Special. Special rate only available until first maturity. Non-members wanting to open a certificate must become member and open share account with par value deposit of at least $5. Certificate must be opened with New Money only. New Money is defined as money not on deposit at US Community Credit Union within the prior 6 months. Limited Time Only. Rates subject to change. Penalty for early withdrawal. Terms and conditions may apply. Rates current as of 9-11-2026. Federally insured by NCUA.

 

4.01% APY*

$500 minimum New Money Required ($250,000 maximum)

13 Month New Member Special Disclosures:

*APY=Annual Percentage Yield. Certificate Requirements: $500 minimum/$250,000 maximum to open 13 Month New Member Special. New Member Certificate must be opened within 30 days of new membership being established at US Community Credit Union. Rates subject to change. Penalty for early withdrawal. Special rate only available until first maturity. Non-members wanting to open a certificate must become member and open share account with par value deposit of at least $5. Certificate must be opened with New Money only. New Money is defined as money not on deposit at US Community Credit Union within the prior 6 months. Limited Time Only. Rates subject to change. Penalty for early withdrawal. Terms and conditions may apply. Rates current as of 9-11-2026. Federally insured by NCUA.

 

4.32% APY*

Only Available to Current Members with a Maturing Certificate Special

No minimum New Money Required ($250,000 maximum)

25 Month Certificate Retention Special Disclosures:

*APY=Annual Percentage Yield. Certificate Requirements: No minimum/$250,000 maximum to open 25 Month Certificate Retention Special. Only available to members who have a current certificate special which is reaching maturity. No early surrenders allowed. Special rate only available until first maturity. Limited Time Only. Rates subject to change. Penalty for early withdrawal. Terms and conditions may apply. Rates current as of 9-11-2026. Federally insured by NCUA.

 

4.11% APY*

$2,500 minimum New Money Required ($250,000 maximum)

12 Month Special Disclosures:

*APY=Annual Percentage Yield. Certificate Requirements: $2,500 minimum/$250,000 maximum to open 12 Month (Quarterly) Certificate Special. Special rate only available until first maturity. Non-members wanting to open a certificate must become member and open share account with par value deposit of at least $5. Certificate must be opened with New Money only. New Money is defined as money not on deposit at US Community Credit Union within the prior 6 months. Limited Time Only. Rates subject to change. Penalty for early withdrawal. Terms and conditions may apply. Rates current as of 9-11-2026. Federally insured by NCUA.

 

4.17% APY*

$250,000 minimum New Money Required ($500,000 maximum)

Jumbo 12 Month Special Disclosures:

*APY=Annual Percentage Yield. Certificate Requirements: $250,000 minimum/$500,000 maximum to open Jumbo 12 Month (Quarterly) Certificate Special. Special rate only available until first maturity. Non-members wanting to open a certificate must become member and open share account with par value deposit of at least $5. Certificate must be opened with New Money only. New Money is defined as money not on deposit at US Community Credit Union within the prior 6 months. Limited Time Only. Rates subject to change. Penalty for early withdrawal. Terms and conditions may apply. Rates current as of 9-11-2026. Federally insured by NCUA.

 

4.01% APY*

$500 minimum New Money Required ($250,000 maximum)

13 Month New Member Special Disclosures:

*APY=Annual Percentage Yield. Certificate Requirements: $500 minimum/$250,000 maximum to open 13 Month New Member Special. New Member Certificate must be opened within 30 days of new membership being established at US Community Credit Union. Rates subject to change. Penalty for early withdrawal. Special rate only available until first maturity. Non-members wanting to open a certificate must become member and open share account with par value deposit of at least $5. Certificate must be opened with New Money only. New Money is defined as money not on deposit at US Community Credit Union within the prior 6 months. Limited Time Only. Rates subject to change. Penalty for early withdrawal. Terms and conditions may apply. Rates current as of 9-11-2026. Federally insured by NCUA.

 

4.32% APY*

Only Available to Current Members with a Maturing Certificate Special

No minimum New Money Required ($250,000 maximum)

25 Month Certificate Retention Special Disclosures:

*APY=Annual Percentage Yield. Certificate Requirements: No minimum/$250,000 maximum to open 25 Month Certificate Retention Special. Only available to members who have a current certificate special which is reaching maturity. No early surrenders allowed. Special rate only available until first maturity. Limited Time Only. Rates subject to change. Penalty for early withdrawal. Terms and conditions may apply. Rates current as of 9-11-2026. Federally insured by NCUA.