Holiday Loans

Boost Your Holiday Budget!

Introducing USCCU Holiday Loans – just the help you need during the hectic gift buying season.

The holiday gift buying season tends to sneak up on a lot of us. Year after year, we forgo creating a plan or budget, and just start buying all our holiday gifts the easiest way possible. It’s not until after the spending is done and the presents are opened that we wish we would have been more prepared.

A Holiday Loan from US Community Credit Union might just be a better option. With a specified limit, set term, and a great rate* it’s easy to stay on track of your holiday spending.

  • Borrow up to $2,000*
  • Rates as low as 9.95% APR*†
  • 12 Month Term*
  • No Payment for up to 60 Days**
  1. Start a Personal Loan either online or at your nearest USCCU location. CLICK HERE to visit our Loan Application page.
  2. Make sure to type “HOLIDAY” as the loan reason on the application.
  3. Finish your application and a USCCU representative will contact you with additional information.

If you have additional questions, feel free to complete the contact form on our Contact US page, give US a call at 615-256-8712, or stop by your nearest branch location and speak to a USCCU representative.




*All loans are subject to approval. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. Holiday Loan application available between October 1 and December 31 only. Rates current as of 10-1-2023. Membership required. Terms and conditions may apply.

** Interest begins accruing upon disbursement of loan. Deferred payment option available upon request.
†APR=Annual Percentage Rate.