Identity Theft Protection

A stack a cash, with a chain and lock wrapped around it.

IDPROTECT®
Did you know identity theft is the fastest growing crime in the United States? The number of identity fraud victims increased by eight percent in the U.S. in 2017, totaling a record high 16.7 million consumers.¹

Identity theft takes a serious financial and emotional toll on its victims. Recouping losses and clearing your name will take money and time. As your trusted financial partner, your identity theft protection is our highest priority. That's why US Community Credit Union is offering each of our members IDProtect, an identity theft monitoring and resolution service. USCCU wanted to offer our members an affordable identity theft protection service, so for a low monthly security fee of $2.95, you and your family receive all the benefits below.

To login, visit www.idprotectme247.com.

Benefits of IDProtect:

IDProtect - Identity theft protection service for you, your joint account owners, and family members²:

Credit File Monitoring* - Daily credit file monitoring and automated alerts of key changes to your Experian, Equifax, and TransUnion credit reports [registration/activation required].
Identity Monitoring - Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, Social Security, public records, real property records, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified [registration/activation required].
3-in-1 Credit Report - Request new 3-in-1 report every 90 days or upon receipt of credit alert [registration/activation required].
Credit Score** - Receive new single bureau credit score with every new credit report [registration/activation required].
Up to $10,000 Identity Theft Expense Reimbursement Coverage³ - For expenses associated with restoring your identity.
Fully Managed Identity Theft Resolution Services.
Access to a Dedicated Fraud Specialist assigned to manage your case who will work with you until your identity is restored.
Identity Theft Recovery Case Plan to inform you of the recovery process.
Debit and Credit Card Registration [registration/activation required].
Online Identity Theft News Center and Valuable Phone and Web Resources [registration required].

Helping to Protect Our Members

With the continued growth of identity theft attacks, US Community Credit Union feels each member needs identity theft protection. By providing all our members with the IDProtect program, we can lower the monthly cost through group coverage. The security fee of $2.95 per month will be charged to your account at the end of each month. If you choose not to utilize the IDProtect program, you have the opportunity to opt-out at any time.

More Information

If you have other questions or want more information, please feel free to contact one of our member service representatives at 615-743-9339 or toll-free 1-866-899-6928.

¹Javelin Strategy and Research. Identity Fraud Study, February 2018.

² IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint owners, and their eligible family members. The service is available to non-publicly traded business and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations, and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

*Credit file monitoring may take several days to begin following activation.

**Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

³ Special Insurance Program Notes: The description herein are summaries only. They do not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

Insurance product is not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.