- Earn Dividends Quarterly
- Minimum $5.00 Balance
- Save Easily via Payroll Deduction
- Use Savings as Collateral for Loans
- No Monthly Account Service Fee*
- FREE 24 Hour Telephone Access
- FREE e-Statements
- FREE Home Banking
Regular Savings
US Community Credit Union Savings Accounts give you the ability to set aside money for savings goals you may have or any emergency you might experience.
You may have noticed credit unions sometimes label their savings accounts as “Share Accounts”. Share Accounts are in fact the same as a “saving” account at other financial institutions. The reason credit unions call them a “share” is because the required minimum balance is your share of the credit union. At US Community Credit Union the minimum balance in your share account is $5.00.
Your credit union certificates, savings and checking accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. This guarantees your deposits are safe and secure at the credit union.
*There is no monthly service fee for a regular savings account; however, a One Service Fee may be charged if a member has only one service with the credit union and no other credit union savings or loan or paid out loan within the past twelve months, or investment services and has a balance less than $100.00 at the end of the month, the account has been open at least six months, and member is over the age of 24. For further information, CLICK HERE to view our account disclosures.