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Process Philosophy

Wealth Management Process

A detailed planning process is a way to establish financial confidence. Once we get to know you we can begin to develop a dynamic plan that will work toward your immediate needs and goals while adjusting for changes in your professional and social life down the road. We are in it together for the long haul.

So what are the steps?

This is the first part of establishing a fruitful partnership, so be prepared! In this phase, we will identify your goals, priorities, preferences, as well as potential obstacles. Along with this, we will mutually establish what your expectations are for us and whether an ongoing partnership is the right fit.

Based on our introductory meeting, we now want to take a deeper dive into your situation. During this session, we can begin to sketch a preliminary plan as we engage in a more comprehensive discussion about your personal and financial goals. The more open this phase is, the more detailed our plan can be.

Now it is time to set you up with a plan. Based on the prior discussions, we can deliver an easy-to-follow roadmap that will pursue your financial goals. We will specifically address the areas that are of greatest importance to you: retirement savings, early investment options, risk management, insurance, first-time homeownership, estate planning, and detail the steps needed to conquer each obstacle.

Your priorities and goals will inevitably shift through time which is why we are here to proactively prepare your plan. We embrace change. As your life circumstances facilitate a different approach to financial planning, wealth management, and savings options, we will be a constant presence to ensure that your plan transitions along with you.

Investing involves risk, including the risk of loss.

Wealth Management Philosophy

The core of who we are is rooted in loyalty and trust – it is the foundation from which we grow a relationship with our customers. This is what makes us different. From first time investors to those securing stability for their twilight years, we are here to support, educate, and offer insight to every individual that we encounter.

In the dizzying world of stock markets and financial lingo, we often become too fixated on the immediate numbers and lose sight of the bigger picture. We want to understand what truly matters to you and tailor a holistic financial plan that gives you financial confidence today and tomorrow. We care as much about why you are investing as what you are investing in.

We tell our clients if we can make your financial life boring then we can make your actual life EXCITING! We strive to understand how you want life to look for you, and then we create a roadmap for you to get there! We help navigate through all life’s major events so that you can focus on enjoying your life!

Contact US Community Wealth Management

Never E-mail your account numbers, PIN, or social security number. E-mail is NOT SECURE. Use our home banking product to send us secure information. If you can’t access our home banking site, call us, fax us or send us an E-mail with your name and phone number only. Contact us immediately if you ever suspect fraud, or receive suspicious E-mails or phone calls about your accounts.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance Products are offered through LPL or its licensed affiliates. US Community Credit Union and US Community Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using US Community Wealth Management, and may also be employees of US Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, US Community Credit Union or US Community Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

FINRA (www.FINRA.org)
SIPC (www.sipc.org)
This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. registered representatives. The LPL Financial registered representative associated with this page may only discuss and/or transact securities business with residents of the following states: Tennessee (TN).