Credit Card Specials | US Community Credit Union
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Credit Card Specials

Credit Card Balance Transfer SPECIALS

AVAILABLE FOR A LIMITED TIME ONLY

 

2 Ways to Save Balance Transfer Special

Open a new USCCU Credit Card and transfer your balance from a credit card with another financial institution and receive the following:

  • 2.99% APR Balance Transfer Rate for First 12 Months*
  • 1.99% APR on New Purchases for First 12 Months*
  • NO Annual Fee
  • No Balance Transfer Fee

With a USCCU Credit Card, you’ll also enjoy valuable rewards, convenient payment options, and the trusted service you already know from USCCU.

USCCU members can apply by logging into USCCU online banking or the mobile app, tap More >Apply Now. If you do not have online banking, click the button below to apply.

Available on balance transfers from other financial institutions only. See full details in disclosure below.

 

Apply Now

 

Disclosures:

*APR=Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. All balance transfers are subject to approval. APR is determined at the time of your application. Must have a credit score of 650 or higher at the time of application to qualify. Introductory rate of 2.99% APR on balance transfers to new USCCU credit cards lasts 365 days from the time of card opening. After the 365 day introductory period, your rate will return to original qualifying rate not to exceed 29.95% APR. New purchases on new USCCU credit cards will receive 1.99% APR for 365 days from the time of card opening. Minimum balance transfer amount of $500 and maximum amount of $10,000. Offer valid on balance transfers from non US Community Credit Union credit cards only. Balance transfers do not earn reward points. Rates current as of 11/1/2025. Offer subject to change at any time. Federally insured by NCUA.

 

9 Month Reset Balance Transfer Special

Transfer your balance from another financial institution to your USCCU Credit Card and receive the following:

  • 3.99% APR Balance Transfer Rate for First 9 Months*
  • Small 3% APR Balance Transfer Fee*
  • NO Annual Fee

Don’t let high-interest rates from other credit card balances hold you back. With USCCU, you can simplify your payments and take advantage of a lower rate designed to help you save. Make the move today and reset your balance with confidence. Plus, you’ll continue to enjoy valuable rewards and the trusted service you already know from US.

Apply by logging into USCCU online banking or the mobile app, tap More >Apply Now. If you do not have online banking, click the button below to apply.

Available on balance transfers from other financial institutions only. See full details in disclosure below.

 

Apply Now

 

Disclosures:

*APR=Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. All balance transfers are subject to approval. APR is determined at the time of your application. Must have a credit score of 650 or higher at the time of application to qualify. Introductory rate of 3.99% APR on balance transfers to existing USCCU credit cards lasts 270 days from the time of card opening. After the 270 day introductory period, your rate will return to original qualifying rate not to exceed 29.95% APR. Any new purchases on your USCCU credit card will be made at your original qualifying rate (not the balance transfer rate). Balance Transfer Fee is 3% of the balance transfer amount added to the card balance at the time of the balance transfer. Minimum balance transfer amount of $500 and maximum amount of $10,000. Offer valid on balance transfers from non US Community Credit Union credit cards only. Balance transfers do not earn reward points. Rates current as of 11/1/2025. Offer subject to change at any time. Federally Insured by NCUA.

2 Ways to Save Balance Transfer Special

Open a new USCCU Credit Card and transfer your balance from a credit card with another financial institution and receive the following:

  • 2.99% APR Balance Transfer Rate for First 12 Months*
  • 1.99% APR on New Purchases for First 12 Months*
  • NO Annual Fee
  • No Balance Transfer Fee

With a USCCU Credit Card, you’ll also enjoy valuable rewards, convenient payment options, and the trusted service you already know from USCCU.

USCCU members can apply by logging into USCCU online banking or the mobile app, tap More >Apply Now. If you do not have online banking, click the button below to apply.

Available on balance transfers from other financial institutions only. See full details in disclosure below.

 

Apply Now

 

Disclosures:

*APR=Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. All balance transfers are subject to approval. APR is determined at the time of your application. Must have a credit score of 650 or higher at the time of application to qualify. Introductory rate of 2.99% APR on balance transfers to new USCCU credit cards lasts 365 days from the time of card opening. After the 365 day introductory period, your rate will return to original qualifying rate not to exceed 29.95% APR. New purchases on new USCCU credit cards will receive 1.99% APR for 365 days from the time of card opening. Minimum balance transfer amount of $500 and maximum amount of $10,000. Offer valid on balance transfers from non US Community Credit Union credit cards only. Balance transfers do not earn reward points. Rates current as of 11/1/2025. Offer subject to change at any time. Federally insured by NCUA.

 

9 Month Reset Balance Transfer Special

Transfer your balance from another financial institution to your USCCU Credit Card and receive the following:

  • 3.99% APR Balance Transfer Rate for First 9 Months*
  • Small 3% APR Balance Transfer Fee*
  • NO Annual Fee

Don’t let high-interest rates from other credit card balances hold you back. With USCCU, you can simplify your payments and take advantage of a lower rate designed to help you save. Make the move today and reset your balance with confidence. Plus, you’ll continue to enjoy valuable rewards and the trusted service you already know from US.

Apply by logging into USCCU online banking or the mobile app, tap More >Apply Now. If you do not have online banking, click the button below to apply.

Available on balance transfers from other financial institutions only. See full details in disclosure below.

 

Apply Now

 

Disclosures:

*APR=Annual Percentage Rate. Rates and terms based on individual’s credit score and qualifications. Rates and terms subject to change. All balance transfers are subject to approval. APR is determined at the time of your application. Must have a credit score of 650 or higher at the time of application to qualify. Introductory rate of 3.99% APR on balance transfers to existing USCCU credit cards lasts 270 days from the time of card opening. After the 270 day introductory period, your rate will return to original qualifying rate not to exceed 29.95% APR. Any new purchases on your USCCU credit card will be made at your original qualifying rate (not the balance transfer rate). Balance Transfer Fee is 3% of the balance transfer amount added to the card balance at the time of the balance transfer. Minimum balance transfer amount of $500 and maximum amount of $10,000. Offer valid on balance transfers from non US Community Credit Union credit cards only. Balance transfers do not earn reward points. Rates current as of 11/1/2025. Offer subject to change at any time. Federally Insured by NCUA.