4 Super Scary Scams to Watch For this Halloween

It’s almost time for Halloween, and while we love to celebrate all holidays here at US Community Credit Union, we want to make sure you stay aware of some of the spooky scams that have recently come to our attention. Stay a step ahead of those crooks by looking out for these four scams this season.

1. The shipping scam

The internet is brimming with Halloween-themed stores in the months leading up to Oct. 31. Lots of these retailers offer an impressive selection of costumes, accessories and decorations at great prices.

Unfortunately, though, some of the retailers that own such sites will never deliver the ordered goods. That’s because, though the company may exist, and will appear legit, at the end of the day there was never a real intent to ship the item(s). The delivery date may be postponed until after Halloween, or the order might get canceled without notification. Sometimes, the shopper will receive the promised package on time – except the package is empty!

Before placing an order with a seasonal store, look for the company’s physical address and phone number. Check what the Better Business Bureau (BBB) has to say about it and look for information about return and refund policies in case things go south. Finally, as always, be careful about sharing your credit card information with an unsecure site. Look for the lock icon near the URL and the “s” after the “http” in the web address; both indicate you’re on a secure site.

2. The fraudulent offer

In this scam, a bogus company advertises a “Super Special Deal” or a “Today Only” offer, or something similar. It will offer amazing Halloween goods for prices that sound too good to be true and lure lots of unsuspecting customers into the trap. Unfortunately, the company is bogus and the offer doesn’t actually exist. If you purchase the advertised product, you’ll never see the product – or your money. Having an Identity Theft Protection product like ID Protect through US in your back pocket will certainly help with scenarios like this one, so make sure you’re all set up.

As with all potential scams, check out a company’s authenticity and a website’s security before purchasing.

3. The fake ticket scam

Planning to take a trip to an amusement park, attend a concert or take in another event on Halloween? Be wary of the fake ticket scam, in which third-party vendors sell fake tickets to unsuspecting customers right before an event. They’ll also tack on an exorbitant commission, claiming that they need to charge extra because of the last-minute purchase. Of course, the ticket is not valid, and they’ll pocket the ticket money, plus the commission.

Make sure to get your tickets to any event you’d like to attend well in advance. Contact the event organizers directly to make sure you’ve reached the right address. If you find tickets being sold online near Halloween time, do a quick online search to see if the event has already sold out.

Check for spelling mistakes and erroneous information about the date and time of the event on the ticket, as well.

4. The phony purchase scam

In this scenario, scammers try to convince you that you ordered something you have no recollection of purchasing just to get you to share your personal information. Once the scammers have this data, they’ll do anything from emptying your accounts to taking out loans in your name or committing full-blown identity theft.

If you receive any emails, phone calls or text messages asking you about a costume you never ordered or a ticket you never purchased, do not engage with the sender or caller. Delete the emails or flag them as spam. Also, block the contact from calling or texting you again. With any luck, the scammer will get the message that you’re not an easy target and leave you alone.

Here’s wishing you and yours a safe and frightfully fun Halloween from all of us here at US Community Credit Union!